4 thoughts on “Where is the construction of village banks? What is the service?”

  1. Village and township banks are generally established in towns and towns. It is because banks that serve “three, rural areas and farmers” and small and micro enterprises are targeted. For the last mile of the rural market.
    The institutions of village banks are set up in counties, towns and towns, in accordance with the requirements of the “Interim Regulations on the Management of Village and Towns”, in the village banks established in the county town, their registered capital is not less than RMB 50 million; The village banks established by the city), their registered capital shall not be less than 3 million yuan; their registered capital shall not be less than 1 million yuan in village banks established in the township (town). The object of service is aimed at the “agriculture, rural areas” and small and micro enterprises. It is a powerful supplement to large state -owned banks, which has made an indelible contribution to the development of my country’s township economy.

    The service group of village banks is different from other banks in the past. The market positioning of village banks is the customer base that aims at low -end customers in the region, and is committed to building a rural community bank that serves “agriculture, rural areas”. Village bank customers include farmers, individual industrial and commercial households, small enterprises, and some industrialized leading enterprises. The development of village banks has always attracted much attention. Because people want to use such “small” banks, they hope to fill the blank area of ​​financial services that other banks do not have through such banks. Judging from the actual development, village banks do achieve this goal. Regardless of the innovation in products and services, or close to the efforts of “agriculture, farmers”, village banks have an indispensable weight.
    The core competitiveness of village banks is “small”. In order to stand out among many banks, you must compete with other banks to compete with other banks to give play to the flexible and fast advantages of product research and development, credit approval. Most of the customers facing village banks are small and micro enterprises and farmers. They generally lack qualified mortgages, and they must not work with traditional methods. Therefore, you need to be immersed in the rural areas, truly understand the business needs of “agriculture, farmers” and small and micro customers, and strive to improve the quality of their own services in order to accumulate loyal customer resources and get the trust of farmers and small and micro enterprises. Serve them.

  2. It is usually built in the community. In fact, the service attitude is quite good, because they will give you the best service. I won’t feel embarrassed anyway.

  3. Generally, it is built on a relatively lively street, and the service is still very good, because I have been to it once, and the staff are very hard.

  4. It is usually built in the most central town. To be honest, the service attitude is not good, maybe because they always want to get off work, so the service attitude is bad.

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